Language account – Eart Documents http://eartdocuments.com/ Tue, 20 Jul 2021 17:52:17 +0000 en-US hourly 1 https://wordpress.org/?v=5.7.2 https://eartdocuments.com/wp-content/uploads/2021/06/icon-2021-07-01T001347.882.png Language account – Eart Documents http://eartdocuments.com/ 32 32 Back to basics, continued – Magic in less than 30 words | Dentons https://eartdocuments.com/back-to-basics-continued-magic-in-less-than-30-words-dentons/ https://eartdocuments.com/back-to-basics-continued-magic-in-less-than-30-words-dentons/#respond Tue, 20 Jul 2021 17:06:10 +0000 https://eartdocuments.com/back-to-basics-continued-magic-in-less-than-30-words-dentons/ Those who work in the consumer credit industry are accustomed to the disclosure requirements of federal and state laws and regulations. But here’s one that you may not have heard of recently: Section 623 of the Fair Credit Reporting Act requires financial institutions that report negative or derogatory information about consumers to credit reporting agencies […]]]>

Those who work in the consumer credit industry are accustomed to the disclosure requirements of federal and state laws and regulations. But here’s one that you may not have heard of recently: Section 623 of the Fair Credit Reporting Act requires financial institutions that report negative or derogatory information about consumers to credit reporting agencies in inform consumers, unless they have already given preventive advice. in a form not exceeding 30 words. Really! Let me elaborate.

When the Fair Credit Reporting Act (FCRA) was amended by the Fair and Accurate Credit Transactions Act (FACTA) (collectively the “Act”), an obligation was imposed on providers of credit information to credit reporting agencies. credit. One of these obligations, set out in section 623 (a) (7) of the Act, is to inform consumers that the lender is providing reports to credit bureaus and that the information reported may be negative. .

To comply with this reporting requirement, the law allows for a preventive disclosure notice in the “documents provided to the client” if it is clear and visible. And, the law requires the CFPB to prepare a brief disclosure template that “does not exceed 30 words”.

Well, the CFPB or its predecessor, the Federal Trade Commission, did their job and gave us a template B-1 notice in the FCRA regulations. The model’s notification language is:

We may report information about your account to the credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

Take a look at your retail note or contract forms. If you can’t find this disclosure notice, ask why not. Disclosure can be handled in a different way, but educate yourself.

Interestingly, there is a related notice that can give information providers another level of protection. The law also prohibits the communication of inaccurate information with real knowledge of errors. However, this obligation is somewhat mitigated if the creditor has clearly and conspicuously given the consumer an address for the notice. So, although not mandatory, a well-written disclosure will also tell the consumer exactly where and how to notify the creditor of the alleged inaccuracy of the information.

You might want to check if your forms also contain this language.

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school committee unanimously rejects resident’s resolution on critical race theory | Where is https://eartdocuments.com/school-committee-unanimously-rejects-residents-resolution-on-critical-race-theory-where-is/ https://eartdocuments.com/school-committee-unanimously-rejects-residents-resolution-on-critical-race-theory-where-is/#respond Fri, 16 Jul 2021 00:55:00 +0000 https://eartdocuments.com/school-committee-unanimously-rejects-residents-resolution-on-critical-race-theory-where-is/ WEST – The school committee, after about five hours of public commentary, voted unanimously on Wednesday to reject a resolution that supporters say would protect students from the indoctrination of their teachers’ political views and teach them to believe it. which they claimed to be aspects of critical race theory. . Opponents of the resolution […]]]>

WEST – The school committee, after about five hours of public commentary, voted unanimously on Wednesday to reject a resolution that supporters say would protect students from the indoctrination of their teachers’ political views and teach them to believe it. which they claimed to be aspects of critical race theory. .

Opponents of the resolution said it would distort history lessons and lead to a ban on books. The critical race theory, that race is a social construct and that racism permeates U.S. laws and institutions, is not taught in city schools, opponents of the resolution said.

Speakers both for the resolution and against received applause, but if the volume of the applause can be used as a measure, opponents easily outnumbered supporters in the audience of 80, standing only at the inside and outside the Council Chamber at Town Hall. Those who spoke included current students from the district, former students, teachers, parents and members of the Westerly Anti-Racism Coalition. Administrators, including all school principals in the district, submitted written statements indicating that they opposed the resolution and supported key district leaders.

Several black and Métis residents, some recent graduates of Westerly High School, spoke about their difficult experiences growing up in the city and attending schools in the city. Two speakers questioned the veracity of the testimonies provided by former students.

The resolution was submitted to the school committee by Robert Chiaradio, a resident who for several months appeared before the committee claiming that the principles of critical race theory are taught in the city’s public schools. The resolution aimed to “ban the teaching of concepts of division” related to race and gender.

Colleen Saila, President of the Westerly Teachers Association, said that instead of teaching radical social concepts, “what we encourage is critical thinking in our students. In history, social studies and civics, we objectively present to students the good, the bad and the ugly of our past so that we can build a better and brighter future. Our students need to learn from the times when this country has kept its promises and when it hasn’t, because honest truth and honest truth in education is what our students deserve. “

Sienna Fusaro, who will be in her final year at Westerly High School in the fall, said students received in-depth, fact-based lessons on a range of subjects.

“I’ve never been forced to think a certain way. To claim that Westerly High School is indoctrinating me to hate America or myself as a white person is absolutely unfounded,” Fusaro said.

Kayla Kennedy, a 2018 graduate of Westerly High School, opposed the resolution and described a struggle growing up as a black child in the city. She said the resolution was aimed at ensuring that “marginalized people remain underrepresented and inferior. They want us to disappear, but we refuse to make it happen again. I sincerely hope you will take my first-hand account of the force of racism in the West. School district into account. “

Many speakers said Chiaradio’s resolution was linked to Republicans, Donald Trump and a national effort to promote a program while disrupting and distracting school boards. Anne Pearce, a resident of the town and a member of the Westerly Anti-Racism Coalition, said the resolution was part of a handbook promoted by groups such as the Heritage Foundation, a right-wing conservative rights organization Christian. She called the resolution “an effort to substitute political mandates for the judgment of professional educators, hampering students’ ability to learn and engage in critical thinking through differences and disagreements. Our students deserve free and open exchange. about our history and the forces that shape our world today, ”said Pearce.

Chiaradio, who is the brother of Westerly School Committee chairwoman Diane Chiaradio Bowdy, said the school district had fallen into the grip of the “hard left”.

“Western public schools, like so many districts in Rhode Island and across the country, have fallen victim to the hard left awakened, seemingly abandoning and forgetting all the great qualities of this country in favor of tearing the very fabric of our great country, ”Chiaradio said.

Shirley Lemay, a city resident and relative who said she was of Puerto Rican descent, spoke out in favor of the resolution and said many of her supporters were afraid to speak out for fear of being reprimanded or treated of racists.

Carmella Sammataro, a reading and English teacher who serves as the school district’s English-language arts coordinator, said teachers were vilified and slandered during months of “politically-fueled” discussion of Critical Theory of the race.

“Do those who support the petition really believe that these professionals lack the ability to respect different points of view and facilitate a conversation to include all points of view? Sammataro said.

School committee member Robert Cillino noted the number of students, teachers and administrators who have repeatedly said that the concepts Robert Chiaradio claims to be taught are not taught in schools in the district.

“There is no conspiracy that permeates the entire school system – teachers, students, families, administration, school committee – that tries to cover up critical race theory. It just isn’t not there, ”Cillino said.

Cillino and other members of the school committee called on residents to come together to help teachers and administrators focus on education and other student needs.

Diane Chiaradio Bowdy said Superintendent of Schools Mark Garceau, Deputy Superintendent of Schools Alicia Storey and the school committee had suffered months of attacks since her brother first addressed the committee in October.

“Something I would like to believe started as a real concern for the students has evolved into something else. In contrast, the superintendent, deputy superintendent, staff and school committee continue to serve the best interests of the students. all day and every day We “It’s about building our community and our country, not tearing it down, which is exactly what I see happening here,” said Chiaradio Bowdy.

Chiaradio Bowdy and Cillino were joined by school committee members Michael Ober, Marianne Nardone, Giuseppe Gencarelli and Rebecca Fowler to vote against the resolution. School committee member Christine Cooke did not attend the meeting.

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Government ‘dodges scrutiny’ by ignoring calls for independent Welsh investigation into Covid https://eartdocuments.com/government-dodges-scrutiny-by-ignoring-calls-for-independent-welsh-investigation-into-covid/ https://eartdocuments.com/government-dodges-scrutiny-by-ignoring-calls-for-independent-welsh-investigation-into-covid/#respond Wed, 07 Jul 2021 12:05:39 +0000 https://eartdocuments.com/government-dodges-scrutiny-by-ignoring-calls-for-independent-welsh-investigation-into-covid/ // = do_shortcode (‘[in-content-square]’)?> Photo by John Jones (CC BY-SA 4.0). Plaid Cymru accused the government of “dodging scrutiny” by refusing to set up an independent investigation into its handling of the Covid pandemic in Wales. The criticism comes after new research from the Welsh-language news program Newyddion S4C found that a quarter of Welsh […]]]>
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Photo by John Jones (CC BY-SA 4.0).

Plaid Cymru accused the government of “dodging scrutiny” by refusing to set up an independent investigation into its handling of the Covid pandemic in Wales.

The criticism comes after new research from the Welsh-language news program Newyddion S4C found that a quarter of Welsh Covid deaths since the start of the pandemic in March 2020 have resulted from infections contracted in hospital.

This was followed yesterday by a group of doctors and healthcare professionals across Wales issuing an open letter calling for an ‘urgent investigation’ into the handling of the pandemic.

“UK-wide”

“For more than a year, Plaid Cymru has called for a Wales-only public inquiry into the handling of the pandemic. The Labor government has instead chosen to have a Welsh chapter in a UK-wide inquiry, ”said Deputy Chief and health spokesperson for Plaid Cymru, Rhun ap Iorwerth MS.

“This opens them up to a dodge charge. If they take responsibility, they must be prepared to be judged by their actions, good or bad. And by refusing a Welsh-specific investigation, the Welsh government is effectively accepting Boris Johnson’s delays.

“A quarter of Covid deaths are due to infections that were contracted in hospital, which is highlighted in new research reported today. This alone surely deserves a specific Welsh investigation.

“And it’s not just Plaid Cymru calling for a Welsh-specific investigation. Welsh doctors and allied health professionals are also requesting one. The Labor government has rightly said it follows science when making decisions, so why don’t they now follow the advice of these doctors and launch an independent Welsh investigation now when the memories are still fresh? “

The Welsh Tories are also pushing for a specific Wales inquiry, with Shadow Minister for Health Russell George saying: ‘The decisions taken in Wales have had a direct impact on life here in Wales, and they should be examined under the microscope of an independent public inquiry here. in Wales.

‘Ministers can no longer shirk such a process as we owe it to families who have lost loved ones to make sure they have answers, and that Wales learns the lessons of the past 18 months and is fully prepared for any future pandemic. “

Rapid Covid test. UK Government Photo

11 Welsh local authorities record triple-digit Covid case rates

Half of Wales’ 22 local authorities have weekly rates of Covid cases of over 100 per 100,000 people, according to the latest figures from Public Health Wales.

Today’s update confirmed no further deaths from the virus, but another 663 positive tests for Covid across Wales in the past 24 hours.

Cardiff (88) recorded the highest number of new cases, followed by Wrexham (79) and Flintshire (45) – bringing the number of cases over the past week to 3,455.

Wrexham continues to have the highest case rate nationwide at 245.5, up more than 15 points from yesterday, and it also has the worst weekly positivity rate at 11.5% per 100,000 tests, an increase of 0.8% on the last day.

Anglesey, Caerphilly, Cardiff, Conwy, Denbighshire, Flintshire, Gwynedd, Monmouthshire, Torfaen and Rhondda Cynon Taf also have triple-digit case rates.

The national case rate has fallen from 103.2 to 109.6 since yesterday’s report and the positivity rate is up 0.2% to 6.0%.

Minister for Education and Welsh Language Jeremy Miles

Schools have the option of delaying the launch of the new program

Secondary schools in Wales have been given the opportunity to delay the introduction of the new curriculum in secondary schools due to concerns over the impact of the Covid pandemic.

Deployment to primary schools and unmaintained nurseries will begin as planned from September 2022, but the minister announced that secondary schools will have the option of continuing their existing plans to start in 2022 with grade 7 or start in 2023 with years 7 and 8 together.

“I recognize that high schools have faced specific challenges such as managing qualifications, which in some cases have affected their readiness for program delivery,” Miles said.

“I understand these concerns and have made the decision to provide additional flexibility to schools when they feel they need it.”

“I would encourage high schools that are in a position to implement their new grade 7 programs from 2022 to move forward with their plans, supported by their regional consortia,” he added.

Other measures confirmed by Mr. Miles include:

  • The creation of a national network that will support the implementation of the new curriculum.
  • An additional £ 7.24million for schools to support their curriculum reform plans, including engagement with the national network.
  • Removal of the requirement to undertake end-of-initial-phase and end-of-milestone assessments, during the 2021 to 2022 academic year, for age groups that will transition to the new program in September 2022.
  • An update of the document “Curriculum for Wales: The Journey to 2022”, recognizing the current context and the different starting points. It will provide a complete one-stop-shop for schools and institutions.

Beyond 2023, the roll-out of the program will follow from year to year, and the first qualifications designed specifically for Curriculum for Wales will be awarded in the 2026/27 academic year as planned.

Vale of Glamorgan Board Headquarters. Photo via Google.

Tax hike questioned after council coffers secured £ 13.5million profit increase

Alex Seabrook, local democracy journalist

This year’s council tax increase in the Vale of Glamorgan has been questioned as council reserves have increased by £ 13.5million.

The housing tax rose in April by 3.9 percent for residents of the valley.

Vale of Glamorgan’s board has previously said the tax hike is needed to cover a budget deficit of £ 13,545,000.

But new figures reveal that the council’s reserves increased last year by about the same amount, £ 13,513,000, raising questions as to whether the tax hike was really necessary.

The consulting firm considered the “closing of accounts” Monday July 5. This examines how much money the board spent and received in the last fiscal year, from April 2020 to March 2021.

The closing of the accounts showed a net transfer to reserves of £ 12,206,000, a surplus of £ 4,052,000 on the housing income account, but a drawdown of £ 2,745,000 from capital reserves.

Plaid Cymru adviser Ian Johnson said: ‘We all know that Covid-19 has created difficult circumstances, so it’s quite astonishing to see Vale of Glamorgan’s board making a profit of £ 13million on the last year.

“Plaid Cymru has long criticized the large amount Vale holds in reserves – which Audit Wales says is the highest percentage of usable reserves in Wales – while Labor constantly pushes for sky-high increases in municipal taxes.

“When the housing tax was set in March, we were told the council was facing substantial losses. Ultimately, however, the end result is over £ 30million higher than the figures presented to advisers.

“Labor protected the council’s reserves while passing the costs of Covid on to local residents. These residents will not forget it in the local elections next year.

Conservative Cllr George Carroll said: “The pandemic has created unprecedented financial pressures for many residents, and this year’s anti-inflationary housing tax hike will only add to it.

“That’s why the Conservatives on the board voted against the increase. Instead, we proposed a real freeze on terms, to be funded from reserves.

“It is of course important to be careful, but these figures show that it would have been affordable to help residents in these exceptional circumstances. A Tory-led council will keep the council tax low to ease pressure on valley residents. “

Previously, Labor advisers argued, when setting the house tax increase in March, that it would not be wise to spend money from city council reserves, in part due to the uncertainty surrounding the coronavirus and the new variants.

At the cabinet meeting this week, chief of council Neil Moore said the pandemic meant some of the money could not be spent on work that needed to be postponed, and the Welsh government provided plenty of financial support for counseling to help with the coronavirus.

Cllr Moore said: ‘Some of the transfers to the reserves have been made due to the fact that we are in the midst of a pandemic and the Welsh government has given extra money to places like schools, for example. example.

“[The increase in the housing revenue account] was in part due to the fact that they could not perform some of the work they intended due to Covid-19. They weren’t able to make repairs and changes to people’s homes. We also wanted to build additional facilities, which we were unable to do.

“The income situation for 2020-2021 was particularly difficult, both operationally and financially due to Covid-19. But since March 2020, the Welsh government has provided financial support through the emergency emergency grant from local authorities. Between March 2020 and March 2021, the council received £ 15million from the Welsh government.

“Covid-19 has been a particularly difficult year and I have to say that the Welsh government has played a part in supporting all local authorities. “

According to Audit Wales, Vale’s board had £ 83million in usable financial reserves as of March last year. This represents around a third of the council’s annual expenditure on services, which is the highest rate of the 22 councils in Wales.

Responding to comments from opposition advisers after the cabinet meeting, Cllr Moore said: “As detailed in the close of accounts report, the cost of Covid-19 has not been passed on to taxpayers as government subsidies. Welsh government covered the bulk of these expenses.

“An increase in the housing tax of 3.9% was agreed at the beginning of March last year. This was modest compared to many other parts of Wales and necessary to protect vital services after years of underfunding from local authorities. The ability to make transfers to the reserves was due to the receipt of a large number of grants from the Welsh government very late in the fiscal year. “

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New movie “Zola” was inspired by Detroiter’s Twitter feed https://eartdocuments.com/new-movie-zola-was-inspired-by-detroiters-twitter-feed/ https://eartdocuments.com/new-movie-zola-was-inspired-by-detroiters-twitter-feed/#respond Wed, 30 Jun 2021 15:32:22 +0000 https://eartdocuments.com/new-movie-zola-was-inspired-by-detroiters-twitter-feed/ A’Ziah “Zola” King is best known for her 2015 viral Twitter feed which was an astonishing, sometimes laughing, tale of a road trip that turned dangerous. The tweetstorm inspired the filmmakers of “Zola”, now in theaters, so much that they treated her social media posts with the same respect as a book, a play, or […]]]>

A’Ziah “Zola” King is best known for her 2015 viral Twitter feed which was an astonishing, sometimes laughing, tale of a road trip that turned dangerous.

The tweetstorm inspired the filmmakers of “Zola”, now in theaters, so much that they treated her social media posts with the same respect as a book, a play, or a short story.

In "Zola," Taylour Paige brings vigilant caution to the main character as she descends into other people's madness.

“Text was king, literally. King’s text was king,” said film co-writer Jeremy O. Harris.

Six years ago, King was a 19-year-old waitress in a now-defunct Hooters in Roseville when she embarked on the epic odyssey that would be adapted for the big screen as “Zola.”

The film follows the adventures of Zola (played by Taylour Paige in “White Boy Rick” and “Ma Rainey’s Black Bottom”), invited by one of her restaurant customers, Stefani (Riley Keough, actress and granddaughter Elvis Presley), to accompany him to Florida and earn some money from exotic dancing.

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Chegg review | PCMag https://eartdocuments.com/chegg-review-pcmag/ https://eartdocuments.com/chegg-review-pcmag/#respond Wed, 30 Jun 2021 14:00:50 +0000 https://eartdocuments.com/chegg-review-pcmag/ Chegg is an online learning service and application that provides help for students in a number of ways. First, it sells and rents textbooks, new and used. Second, it offers subscription services to help students with math, homework, and writing. Third, it offers a memory card app, which is free. Finally, it lists internships and […]]]>

Chegg is an online learning service and application that provides help for students in a number of ways. First, it sells and rents textbooks, new and used. Second, it offers subscription services to help students with math, homework, and writing. Third, it offers a memory card app, which is free. Finally, it lists internships and scholarships, and has a section on financial advice aligned with student needs.

The services appear disparate and fractured rather than unified under Chegg, in part because some are only available through the website, and some have their own mobile apps. Even so, a few of the services are particularly useful, especially those focused on math. Paid services are expensive for the student market, and a hard limit of two devices for paying customers seems excessive. Our recommendation is to use Chegg when and where it is beneficial, but be sure to read the fine print.

Among the apps for student learning, Khan Academy is an Editor’s Choice winner, although it does not offer the same type of one-on-one help with specific issues as Chegg. For flashcard apps, we prefer Quizlet over Chegg because it’s easier to use and supports multiple languages, which means you can use it to study in tandem with a language learning program. For writing assistance, Grammarly is a wonderfully useful tool, especially for writers whose first language is not English, although like Chegg it is also expensive for the student market.

Getting started with CHegg

When creating a free Chegg account, you must indicate that you are a student or teacher and, if you are a student, your level (high school or college) and additional details, such as which college or university you are attending. and your year. As far as we can tell in testing, no one is verifying this information. You don’t need an .edu email address to sign up, for example. You can use any old email and password or authenticate with Apple, Google, or Facebook.

Within the site are several sections: Books, Studies, Writing, Flashcards, Math Solver, Internships, Scholarships and Money. Chegg also offered a tutoring market, but this is actively phased out from 2021.

It would be remiss not to mention Chegg’s ethical dilemmas. Is paying Chegg or other similar services to get answers to questions in the manuals considered cheating? You can always argue that whether a student is cheating depends on how he uses the information he gets. If they pay for answers and pass them on as their own work, that’s cheating. If they use Chegg to figure out how to come up with answers, which is part of what Chegg provides, then maybe it is a successful exercise with positive learning outcomes.

Chegg Preparation Sheets
Chegg

Chegg apps and device limitations

You can access almost everything Chegg has to offer from the website and associated mobile apps. The apps are Chegg Study, Chegg Math Solver, Chegg eReader (to access digital books) and Chegg Prep (flash cards). For Chegg Math Solver, the mobile app allows you to take a photo of an equation and upload it for help solving it, rather than having to type it into an onscreen calculator, like you have to do it in the web application.

Paid Chegg members can only have two devices registered at a time. This information is not clearly stated on any of Chegg’s registration pages (we have verified this with a Chegg representative). There is a help page that explains how to register and deregister devices, although it is necessary to seek to find it; it is nowhere obvious. This page explains that you can remove and replace up to one device every 30 days.

A common complaint among paid Chegg members is that they are unaware of the device limitation and suddenly find themselves stuck on their account. While the device limit may be in place to prevent password sharing, it seems difficult for students who might be using library computers and school-provided devices in addition to their own or personal devices. borrowed from friends and family. For paying members, this doesn’t make sense. Chegg needs to do a better job of clarifying the rules up front.

Chegg subscriptions

When you sign up for a Chegg account, you can access some of them for free, including the flashcard app, financial tips, and scholarship and internship listings. For service-oriented pieces, like getting help with math homework or writing homework, you get a little taste for free, but if not, you have to pay. You can purchase a single service ($ 9.95 to $ 19.95 per month) or a bundle of all services ($ 19.95 per month).

Here is a summary of each service.

Mathematical Solver Chegg
Chegg.com

Math Solver ($ 9.95 per month)

Math Solver allows you to submit math problems to the site and get an answer with an explanation of how to do each step towards the correction solution. Students of courses that use algebra, calculus, or linear algebra would benefit.

If you have a Chegg account but not a paid subscription, you can only use Math Solver for three problems per day, and you don’t get a detailed explanation of how to arrive at the answer. You also don’t have access to a graphing calculator, which paid members get.

Chegg Study ($ 14.95)

Chegg Study is a subscription service that gives you access to homework help. Specifically, you can search for answers to questions found in textbooks, which Chegg keeps as a database. You can also submit new questions to experts, who will hopefully answer them in 30 minutes to 24 hours. The experts are people who work for Chegg, although on the US Chegg website there is not a lot of information about them. On Chegg’s Indian website, however, there is information on how to apply to become an expert and get paid per question answered.

Chegg Study is good for courses in business (finance, economics, accounting, operations management), engineering (computer science, electrical engineering, mechanical engineering, civil engineering, chemical engineering), mathematics, science (physics, chemistry, biology, advanced physics , nursing, anatomy and physiology, earth sciences) and psychology.

Chegg's writing
Chegg

Chegg Writing ($ 9.95 per month)

Chegg Writing is a service for written assignments that contains a plagiarism checker, proofread, grammar and spelling checks, and a tool to create and save quotes in the right style. You can submit up to 15 articles per month of a maximum of 3,000 words each. An expert provides feedback on the main idea and writing style, and the turnaround time is typically 24 hours, according to Chegg. When you download articles, they are added to Chegg’s plagiarism database, which is common with plagiarism detection services.

Without a paid account, you get limited suggestions and no plagiarism checks. For free service, you’d better use Grammarly’s entry level.

Bundle, aka Study Pack ($ 19.95 per month)

The latest offer is called Bundle or sometimes Study Pack. For $ 19.95 per month, you get all three services mentioned so far: Math Solver, Study, and Writing.

Cost of books

Chegg offers the rental and purchase of textbooks, usually second-hand copies. She used to buy used books from students, but she no longer does. When you rent books from Chegg, you see the due date long before you need to deposit a credit card. Often times, you get the books for the duration of a semester, or about five months. Return shipping is included in the cost.

You can highlight pages of books you rent, but you’re not supposed to write in them. Rentals have a 21 day refund period. If you decide to buy a book that you have rented, Chegg always gives you the option to do so. Used books and rentals do not include any additional material, such as DVDs, lab manuals, or access codes that might be standard in a new copy.

Let’s look at Chegg’s prices for renting and purchasing some sample books required for classes at a major university. For comparison, the prices for buying and renting books directly from the university bookstore are shown. Here are three examples.

Physical geology, 3rd edition:

  • Chegg rental, purchase: $ 14.49, $ 21.49

  • University rental, purchase: unavailable, $ 165.75 used or $ 220.75 new

REVEL for Essentials of Sociology 11th edition, A down-to-earth approach – Access card:

Literary theory: a very short introduction, 1st edition:

  • Chegg rental, purchase: $ 11.99, from $ 16.99

  • University rental: $ 4.78 used, $ 6.57 new

  • University digital rental: $ 4.00 for 180 days

  • University purchase: $ 9 used, $ 11.95 new

As you can see sometimes getting books through Chegg is economical, and other times you could pay double or triple what it would cost to rent or buy the book elsewhere.

Chegg is of course not the only source for purchasing and renting required texts. Campusbooks.com is a site that searches for textbooks on a number of sites and shows you the prices of online sellers that have the title. This way you can compare the prices of Chegg, Amazon, AbeBooks, SecondSale and others in one easy to read table.

A student services purse

Chegg is a catch-all of student services, a mishmash of resources and databases, contracted experts, and more. It doesn’t seem unified overall, and some parts are half-baked, like the poor memory card app. Chegg would be better off if he had a clearer focus, like focusing only on math and science and no other subject, or making renting and selling textbooks a different brand. As it stands, it turns out to be unpolished and unclear.

Chegg also needs to iron out the problems on the marketing side by providing clearer information up front about device limitations and who these Chegg “experts” are. The prices are also high for students. There is also room for growth. For example, it would be nice to see Chegg offer a teams-type subscription for study groups who then pay a lower per person rate and can share resources within the group.

There are parts of Chegg that can be very helpful, especially for students who need additional math and science advice. Just be sure to read the fine print before signing up.

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Use of Force Standard Revision Bill Gets Final Approval | New https://eartdocuments.com/use-of-force-standard-revision-bill-gets-final-approval-new/ https://eartdocuments.com/use-of-force-standard-revision-bill-gets-final-approval-new/#respond Wed, 30 Jun 2021 04:00:00 +0000 https://eartdocuments.com/use-of-force-standard-revision-bill-gets-final-approval-new/ State House on Tuesday gave its final approval to legislation revising the standard under which the use of force, whether fatal or non-fatal, is justified under Delaware law. Under current law, the use of lethal force by a police officer or other person is justified if the person considers it necessary to protect himself or […]]]>

State House on Tuesday gave its final approval to legislation revising the standard under which the use of force, whether fatal or non-fatal, is justified under Delaware law.

Under current law, the use of lethal force by a police officer or other person is justified if the person considers it necessary to protect himself or others from death, grievous bodily harm, rape or kidnapping.

The bill approved on Tuesday requires such a belief to be “reasonable.”

Supporters of the bill said Delaware is one of only three states, along with Tennessee and Arizona, in which the law allows police officers to use lethal force whenever they believe it is. justified, whether or not such a belief is reasonable.

“Today Delaware is poised to correct one of the weakest use of force laws in the United States, period,” Democratic Attorney General Kathy Jennings said in a statement after the vote. Tuesday.

“If anything is to be objective and reasonable, it should be the line that allows one person to take the life of another. The words ‘I thought’ should not be an automatic jail release card for anyone. what an accused, ”Jennings added.

The bill sets standards of reasonableness for civilians and police. It defines reasonable belief as a belief that is reasonable from the point of view of a “reasonable person” or “reasonable law enforcement officer” “in the defendant’s position in the circumstances”.

The Democratic-controlled House approved the measure primarily on the basis of political parties after overwhelmingly rejecting an amendment stating that reasonableness should take into account the position of an accused “in all of the facts and circumstances of the case. the case”.

Supporters of the amendment said the additional wording was necessary to ensure that factors such as mental health, intellectual functioning and previous victimization of an accused, such as in the case of a battered spouse, can be admitted. in evidence.

Kevin O’Connell, who heads the Delaware Office of Defense Services, which includes public defenders, said many states have adopted the objective standard for the use of force, and case law states that testimony regarding personal characteristics are not admissible.

“He only sees the accused as a reasonable person, not a reasonable person who is a victim of domestic violence, not a reasonably cognitively disabled person, not a reasonable person who has suffered from post-traumatic stress disorder,” he said. -he declares.

Mark Denney, a former homicides attorney who now heads the Civil Rights and Public Trust Division within the state attorney general’s office, said the bill does not prevent such factors from being taken into account in court.

Denney said the amendment, proposed by Democratic Representative Sean Lynn, a Dover lawyer, could create “exploitable loopholes,” such as psychiatric evidence presented in cases where it is not appropriate.

Denney also noted that prosecutors will always have the burden of proving that the use of force by a defendant in self-defense is not justified.

In addition to the use of force bill, House members voted in favor of the party to definitively approve a companion bill that allows the Attorney General’s office to review incidents of the use of force by police that result in serious bodily injury. Under the current law, the Attorney General’s office is authorized to review only incidents of lethal force.

The law also requires that any public report of use of force incidents reviewed by the Attorney General’s office include the race of the police officer, the race of the person against whom the force was used, and a statement as to whether it was. established that race is a relevant or motivating factor in the use of force.

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Simple Text Message May Encourage People to Get Vaccinated, Researchers Find | Saint-Louis news headlines https://eartdocuments.com/simple-text-message-may-encourage-people-to-get-vaccinated-researchers-find-saint-louis-news-headlines/ https://eartdocuments.com/simple-text-message-may-encourage-people-to-get-vaccinated-researchers-find-saint-louis-news-headlines/#respond Tue, 29 Jun 2021 20:45:50 +0000 https://eartdocuments.com/simple-text-message-may-encourage-people-to-get-vaccinated-researchers-find-saint-louis-news-headlines/ A simple text message may be able to provide the boost some people need to get vaccinated, researchers say. Researchers at the University of Pennsylvania found that people who received text messages about the annual flu shot were more likely to get the shot. Now, some states and jurisdictions are using the same strategy to […]]]>

A simple text message may be able to provide the boost some people need to get vaccinated, researchers say.

Researchers at the University of Pennsylvania found that people who received text messages about the annual flu shot were more likely to get the shot. Now, some states and jurisdictions are using the same strategy to help increase vaccine coverage against Covid-19.

The research team gathered ideas from experts around the world and decided on 19 different SMS “nudges” to get the flu shot. They sent these texts to 47,306 people prior to primary care visits to two large health systems. Their findings, published in May in the journal Proceedings of the National Academy of Sciences, showed that the texts increased flu vaccination rates by about 5% on average.

It wasn’t just the recall that did the trick. The most effective messages were those telling the patient that a vaccine was “reserved” or “pending”.

“It made people feel like it was theirs – that it was their shot and that they shouldn’t miss it,” said one of the researchers, Dr Mitesh Patel, national knowledge officer. behavioral studies at Ascension Health.

They tested different types of messages, including one that said, “Did you hear the flu joke? Regardless, I don’t want to spread it.

Turns out flashy or funny didn’t work out as well. People seemed to respond better to messages consistent with the professional, straightforward language typically expected of a health care provider.

The researchers confirmed their findings in a similar study of Walmart drugstore customers. This study also found that it was helpful for people to receive repeated reminders.

“The same set of messages worked at Walmart and the two healthcare systems – two totally different populations,” Patel said. “In healthcare systems, patients were about to see their doctors within the next three days, while at Walmart we were just texting patients in the community – they didn’t have the intended to come to their pharmacy – and the same message still worked. just as well. “

Texts aren’t necessarily the best forum for conversation, and Patel noted that these posts are unlikely to convince someone who is reluctant to get the vaccine for political or other reasons.

However, they may work well for groups marked by what he describes as “vaccine apathy”.

“There are probably 10% of people who are just apathetic to vaccines,” Patel said. “They’re not against it, but they won’t go out of their way to get it, and that 10% could really push us towards herd immunity.”

Bridging the gap between intention and action

Katy Milkman, a professor of operations, information and decisions at the University of Pennsylvania who helped lead the research, said the strategy could be particularly helpful in bridging the gap that often exists between people’s intentions. – like planning to get their second dose of Covid-19 vaccine – and their actions.

Data from the CDC shows that more than one in 10 people who have received a dose of a Covid-19 mRNA vaccine have not yet received their second injection. Studies have shown that Covid-19 mRNA vaccines are more effective against the highly transmissible variant Delta, or B.1.617.2, after both doses are completed.

“This is exactly the kind of strategy we would like to use to get people to receive their second vaccine – especially with this new variant, where we are really well protected if we got both doses, but not so well protected if. we just had one, ”Milkman told CNN.

The team completed their research on the flu vaccine before Covid-19 vaccines became widely available, but they intentionally chose messages that could be reused for coronavirus vaccines. Early research shows that the strategy could help reach those who still resist.

‘To make easy’

Hengchen Dai, assistant professor at the University of California at Los Angeles (UCLA), tested the SMS strategy with the Covid-19 vaccine.

Dai and her co-author Silvia Saccardo, an assistant professor at Carnegie Mellon University, found that SMS reminders could increase Covid-19 vaccination rates in the UCLA health system up to 3, 4 percentage points.

While receiving any message increases the likelihood of someone making an appointment for a vaccine, Dai said it was the messages containing the proprietary language that went the extra mile.

“The language really tries to make people feel like they have a vaccine available to them, in particular,” Dai said.

Another big takeaway: “Make it easy,” she said.

All messages sent by the team included a direct link to a website where people could make their vaccine appointments.

“The general idea can be broadened,” Dai noted. “For example, instead of sending a link to a specific hospital, you can send links to other places that offer the vaccine. A company may be able to schedule automatic appointments for its employees.”

SMS and vaccine against Covid-19

With around 46% of the total United States population fully vaccinated against Covid-19, people across the United States are starting to see these kinds of messages appear on their phones.

The Oklahoma State Department of Health launched a statewide SMS campaign this month, specifically aimed at residents of areas with lower Covid-19 vaccination rates. .

“We hope to reach Oklahoma with additional information about the vaccine to help them make an informed decision about whether to receive it,” said Keith Reed, assistant commissioner of the Oklahoma Department of Health, in a press release.

Some states, like Nevada, allow people to opt for SMS reminders about their second dose of the vaccine. The CDC says that providers who do not have a system in place can offer the free text reminder service, VaxText, to the vaccinated.

Many people these days have cell phone access, but for groups that don’t, Milkman says this type of messaging could be effective through other channels, such as email, traditional mail, or mobile phones. social media.

“Welcome to New York, your vaccine awaits!” New York City posted on its Twitter account last month.

Sending an SMS can cost less than a dime – a stark contrast to the million dollar lotteries some states use to trick people into getting vaccinated.

Milkman said she is now working with a team to research the role of incentives in encouraging people to take the Covid-19 vaccine, such as those who hesitate because they fear losing their pay when they take time off work to get vaccinated.

“It’s a different kind of persuasion that you can do with one against the other,” she said.

Researchers agree that SMS reminders are just one tool in what should be a comprehensive strategy to get people vaccinated against Covid-19.

“We need all of the above at this point,” Milkman said.

The-CNN-Wire

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What you need to know about legislative cards | New https://eartdocuments.com/what-you-need-to-know-about-legislative-cards-new/ https://eartdocuments.com/what-you-need-to-know-about-legislative-cards-new/#respond Tue, 29 Jun 2021 19:38:00 +0000 https://eartdocuments.com/what-you-need-to-know-about-legislative-cards-new/ According to the Colorado Independent Redistricting Commission, here are the requirements for drawing the maps that describe the boundaries of each state House and Senate district: Have an equal population, as required by the United States Constitution, with a population gap of no more than 5% between the most and least populous district in each […]]]>

According to the Colorado Independent Redistricting Commission, here are the requirements for drawing the maps that describe the boundaries of each state House and Senate district:

  • Have an equal population, as required by the United States Constitution, with a population gap of no more than 5% between the most and least populous district in each chamber;
  • Be made up of contiguous geographic areas;
  • Comply with the Federal Voting Rights Act 1965, as amended;
  • Preserving entire communities of interest and entire political subdivisions, such as counties, towns and villages; however, a division of a county, town, city and county or town is permitted where legislative matters of a community of interest are more essential to fair and effective representation residents of the district. When the commission divides a county, city, town and county or town, it must minimize the number of divisions of that county, town, town and county or town;
  • Be as compact as is reasonably possible; after that;
  • Maximize the number of politically competitive districts.

Districts cannot be drawn for the purpose of:

  • Protect incumbents or declared candidates for the Colorado General Assembly or any political party; or
  • Denying or restricting the right to vote of any citizen because of their race or membership of a linguistic minority group, including diluting the impact of the electoral influence of this racial or linguistic minority group.
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